AML/KYC Policy

This AML & KYC Policy outlines the measures taken by Cyrafa LLC (“Cyrafa”, “we”, “our”, or “us”), a U.S. registered Money Services Business (MSB), to prevent and detect money laundering, terrorist financing, financial crime, and unlawful activities across our platform.

We are committed to complying with the Bank Secrecy Act (BSA), USA PATRIOT Act, FinCEN MSB Rules, OFAC Sanctions Regulations, and other applicable laws and guidance.

The purpose of this policy is to ensure that we maintain a secure and compliant environment for cryptocurrency payments, settlements, and custody wallet operations.

We do not allow our services to be used to disguise or conceal the origin of funds or facilitate illegal activities.

All customers must complete identity verification before accessing our services.

Depending on the account type, we may request government-issued identification, proof of address, corporate registration and ownership documentation for businesses, and verification of cryptocurrency wallet ownership.

We may request additional information at any time if risk indicators are identified.

Businesses using Cyrafa must undergo a Merchant Due Diligence review, which includes business registration verification, beneficial ownership identification, business activity and product/service review, and expected transaction volume and geography.

Cyrafa may request updated documentation periodically.

Cyrafa monitors transactions for unusual or suspicious patterns.

Blockchain analytics may be used to evaluate wallet activity and detect risk indicators such as fraud, darknet exposure, mixers, or sanctions-associated activity.

Accounts may be paused during review if suspicious activity is detected.

Cyrafa services may not be used for illegal goods or services, sanctions evasion, fraud or financial crime, money laundering or terrorist financing, or darknet markets or anonymity-enhancing services.

Violations may result in account termination and legal reporting.

Cyrafa may file reports with regulatory or law enforcement agencies when required by law.

We do not notify customers when such actions are taken, in compliance with confidentiality rules.

Cyrafa screens customers, businesses, and counterparties against OFAC, UN, and other applicable sanctions and watchlists.

Matches may lead to service denial or account closure.

Personal information collected for verification is securely stored and handled in accordance with our Privacy Policy.

We only request information necessary for regulatory compliance and service delivery.

For questions regarding this AML & KYC Policy, contact us at [email protected].